Car Insurance .. a crash-course!

It's been an interesting start to my day ..

I needed to renew my car insurance, so rang for a chat with the company who currently insure me. A new policy, they said, would be £205 more than it was last year.  "What?" .. I said, er .. politely "How come?" ..

"Well .." said the lovely chap in the call centre "It seems that, last year, your insurance was underwritten by the Co-op, and they don't seem to want you any more!" When I asked why not he said it could be because of my job.
"My job?" .. I said, protectively.
"Well, yes .." he said "They've probably seen 'Freelance Photographer' and lumped you in with all the "Lady Di paparazzi" types! Your occupation is right up there with the most risky types like .. journalists!"
"What?" I gasped "Not that crazy bastard loony driver bunch. No way .."

He chuckled and I heard his keyboard tapping again "There's something else .." he said, and I gulped."You have the highest risk car on the entire list!"

(At this point he must have felt a bit sorry for me, as he added "You're not having much luck here, are you?")

"What do you mean, the highest risk car?" I asked.
"Well .." he said "You have your Ford Ka kind of thing .. that's down at level one for risk. A BMW 5 Series is at level 50. Your car .." he said, building up the tension " .. is level 61 !!!"

I thanked him for his time and went to an online comparison site, putting in exactly the same details as he had on the old policy. I've got a great new policy now, for £10 less than I paid last year.

It's with .. the Co-op!